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Testimonials Page

My wife and I began searching for our first home. We were in need of someone who really knew the housing industry. Chip and Tara helped us achieve the best experience of being a first time homebuyer. They both pointed out appearance issues and potential structure issues of the house we were looking to purchase. They were very patient in helping us develop a strategy for buying our first home. After we were comfortable with the buying strategy, they were quick to take action and start the negotiation process. Being an engineer, it’s my nature to analyze every word on all the documents. I really appreciated Chip’s patience as asked many questions. Chip also recommended an inspection company that was very reputable. After we agreed on a price and were pleased with the inspection, we went to sign the papers. Chip was still there for us answering all of our questions and helping us to understand. Thanks to Chip and Tara for making our housing experience a special and very enjoyable time! The Roberts Family
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Build a Plan of Action and Get Ready

Buying a home will probably rank as one of the biggest personal investments one can make. Being organized and in control will contribute significantly to getting the best home deal possible with the least amount of stress. It’s important to anticipate the steps required to successfully achieve your housing goal and to build a plan of action that gets you there.

Before you can build a plan of action, take the time to lay the groundwork for your decision-making process.

First, ask yourself how much you can afford to pay for a home. If you’re not sure on the price range, find a lender and get pre-approved. Pre-approval will let you know how much you can afford, allowing you to look for homes in your price range. Getting pre-approved also helps you to alleviate some of the anxieties that come with home buying. You know exactly what you qualify for and at what rate, you know how large your monthly mortgage payments will be, and you know how much you will have for a down payment. Once you are pre-approved, you avoid the frustration of finding homes that you think are perfect, but are not in your price range.

Second, ask yourself where you want to live and what the best location for you and/or your family is. Things to consider:

  • convenience for all family members
  • proximity to work, school
  • crime rate of neighborhood
  • local transportation
  • types of homes in neighborhood, for example condos, town homes, co-ops, newly constructed homes etc.
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